Then you are not alone! The Association of British Insurers estimates firms will pay out approximately £560 million to cover the cost of storm damage up until December 2023. So what should you do if your fence fails and can you claim on your insurance to help cover the cost?
Can I claim for my fence on my insurance?
Firstly, many are unaware that their insurance policy may cover a damaged or fallen fence. In fact, virtually all commercial premises should be covered by a good commercial policy. While fixing a single panel may not necessarily break the bank, this should be the first port of call to save money where you otherwise may be left forking out sums unnecessarily.
On the other hand, most home-insurance companies’ position on storm damage is that damage to gates and fences are typically not covered. In any case, if you’re worried about your specific situation, then the best place to look is in your insurance documentation/policy or the Insurance Product Information Document (IPID). If you’re still unsure, contact your insurance provider and ask them directly.
To make a claim effectively, you should take pictures of any damage, making sure anything left lying around is tidied or fixed up in the process to prevent debris flying around in the event of further strong winds.
Additionally, if your fence is new then it may be under warranty.
At Webwood, we build our fences to last – even in the face of extreme elements such as high winds.
Some of our fence post carry a guarantee for up to 25 years.
Fencing systems such as the Durapost and Jacksons fencing materials both offer this peace of mind. The installation cost is a for a fraction more initially but could save you thousands in maintenance and replacement in the future!
We are accredited installers for each of these systems so can offer you not only a fantastic fence system but a peace of mind guarantee against the elements.
Choosing my next fence
Next, it is important to make sure that you select a new fencing system that lasts. The UK is increasingly facing extreme weather conditions, with more storms forecast over the next week or so. To ensure you don’t find yourself dealing with the same issue again in a few months’ time, make sure you purchase a fencing solution that’s built to stand the test of time.
Webwood fitters are qualified fencing experts. We offer free advice, along with the most suitable and cost-effective long-lasting fencing solution based on your needs. We can provide insights into the exposure of the fence, ground conditions, the depth and size of holes needed, and suggest the height and type of fence that might work best. Our experts are here to provide as much or as little information as you require in making the choice to your budget or requirements.
DuraPosts are designed to address the pitfalls of traditional concrete and timber fence posts. Made in the UK from galvanised steel, they won’t rot, warp or crack and are maintenance free. That’s why, if fitted by ourselves as the local accredited installer, the manufacturer are confident to protect their product with a guarantee of up to 25 years.
Jackson’s fencing works on exactly the same principle and also offer a 25 year guarantee against rot and insect infestation if installed by us.
Based on customer wishes and requirements, we can combine the two systems or provide a standard well treated fence to support your requirements.
For more information just get in touch on 01733 639111 or sales@webwooduk.com